The Citibank envelope that was in the mailbox when I returned home today contained two new American Airlines AAdvantage linked cards. But, in a first for me, I received both a replacement Visa and a new American Express. Huh?
When I signed up for the card, it was just a Visa. How did I now get two different cards?
The enclosure explained:
We have enhanced your Citi/AAdvantage credit card account. You now have two Citi/AAdvantage cards, including a Citi/AAdvantage American Express card, to access your existing account and credit line. These two new cards – which are enclosed and carry no additional fee — replace the Citi/AAdvantage card you are currently carrying, and provide you with more places to earn American Airlines AAdvantage miles.
Perhaps there’s precedent for this, but I’ve never had a bank issue me a second, different card before.
I suppose it’s a no-cost addition, and since it’s considered part of the same credit line, it doesn’t hit my credit report as a new, separate account. (Their enclosed FAQ’s stress this point.)
But no thanks. My wallet’s credit card space is already fully occupied, and frankly, I don’t need this Amex. (“Waste of plastic” comes to mind.) If I’m using an Amex, it’ll be my Starwood-linked card.
Anyone have a different take?